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-# 💰 Personal Budget Dashboard
-
-Service-category budget control for `donnyandjoern-debug` GitHub operations.
-
----
-
-## Monthly Budget Baseline by Service
-
-| Service Category | Monthly Budget | Current Actual (Month) | Variance | Notes |
-|---|---:|---:|---:|---|
-| GitHub Copilot | $10 | $10 | $0 | Copilot Pro active |
-| GitHub Actions | $5 | $0 | -$5 | Estimate — update from billing |
-| GitHub Packages | $3 | $0 | -$3 | Estimate — update from billing |
-| GitHub Codespaces | $7 | $0 | -$7 | Estimate — update from billing |
-| Other paid GitHub features / reserve | $10 | $0 | -$10 | Flexible reserve |
-| **Total** | **$35** | **$10** | **-$25** | Baseline aligned to owner-only scope |
-
----
-
-## Spending Over Time
-
-Use the ledger for month-by-month updates:
-
-- [Monthly spend summary](./tracking.md#a-monthly-spend-summary-by-month)
-- [Monthly spend by service](./tracking.md#b-monthly-spend-by-service-category)
-- [Project/repository allocation and actuals](./tracking.md#c-monthly-projectrepository-budget-allocation-and-actuals)
-- [Time by project/repository over time](./tracking.md#d-time-tracking-by-projectrepository-over-time)
-
----
-
-## Project Allocation Snapshot
-
-| Tracked Project Group | Monthly Allocation | Current Actual | Variance |
-|---|---:|---:|---:|
-| Hoppe-home | $0 | $0 | $0 |
-| Hoppe-GitHub | $0 | $0 | $0 |
-| **Total** | **$0** | **$0** | **$0** |
-
-> Update project-level amounts in [tracking.md](./tracking.md) and [projects/README.md](../projects/README.md).
-
----
-
-## Budget Operating Rules
-
-1. Keep one owner-only monthly baseline.
-2. Track spending by service category and month.
-3. Allocate budget and actual spending by project/repository.
-4. Record monthly time spent by project/repository.
-5. Mark unknown amounts as estimates until confirmed from billing.
-
----
-
-[← Back to main library](../README.md)